Primary/Basic 

1. Introduction to Personal Finance

• Money management fundamentals
• Basics of budgeting and saving
• Importance of financial literacy

2. Banking Basics

• Types of bank accounts
• How to open and manage a bank account
• Understanding bank services and charges

3. Digital Banking and Payment Systems

• Using online banking services
• Understanding digital payment methods
• Safety and security in digital transactions

Intermediate Financial Education

4. Budgeting and Financial Planning

• Creating and managing a personal budget
• Short-term and long-term financial planning setting financial goals
• Setting financial goals

5. Savings and Investments

• Importance of saving
• Different savings instruments (savings accounts, fixed deposits, etc.)
• Basics of investing and types of investments

6. Understanding Credit and Loans

• Types of credit and loans
• How to apply for and manage loans
• Understanding interest rates and repayment terms

Advanced Financial Management 

7. Advanced Investment Strategies

• Stock market basics
• Mutual funds and other investment vehicles
• Risk management and portfolio diversification